💰🚀 “You’re Not Broke, You’re Just Spending Like an Idiot”
💡 How to Redirect Your Money from Liabilities to Investments
🚨 The Real Reason You’re “Broke”
Let’s cut the excuses—you’re not broke, you’re just spending money on dumb sh*t. Your paycheck isn’t the problem. Your habits are. Every dollar you blow on liabilities is a dollar you could’ve put toward assets.
📢 “Poor people buy things. Rich people buy assets.” – Wealthy Investor 💡
🔶 Pro Tip: If your money isn’t working for you, you’re working for your money forever.
💸 Liabilities Are Keeping You Stuck
You think you’re struggling financially, but let’s break it down:
✔️ New iPhone every year = $1,000 wasted 📱
✔️ Eating out 4x a week = $400 gone 🍔
✔️ Luxury car with a high note = $800/month down the drain 🚗
✔️ Renting a flashy apartment instead of house hacking = Wealth-killer 🏢
📖 Proverbs 21:20 – "The wise store up choice food and olive oil, but fools gulp theirs down."
🔶 Pro Tip: If it’s not making you money, it’s costing you money.
🛑 How to Stop Spending Like an Idiot & Start Investing
💡 Step 1: Track Every Dollar
✔️ Write down every expense for 30 days 📝
✔️ Cut anything that doesn’t make you money ✂️
✔️ Redirect savings to assets 💰
💡 Step 2: Prioritize Assets Over Liabilities
✔️ Stop financing depreciating assets (cars, clothes, gadgets) 🚫
✔️ Start stacking cash-flowing assets (real estate, stocks, businesses) 📈
✔️ Let investments pay for luxuries, not your job 💎
💡 Step 3: Automate Your Wealth
✔️ Set up auto-transfers to your investment accounts 💵
✔️ Pay yourself before you pay for anything else 👑
✔️ Put your money where it grows, not where it disappears 🌱
📖 Ecclesiastes 11:2 – "Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land."
🔶 Pro Tip: If you can’t buy it twice in cash, you can’t afford it.
🏆 Why This Shift Will Change Your Life
✔️ Your money starts working for YOU 🔄
✔️ Your bank account stops looking sad 💵
✔️ You actually build wealth instead of faking it 🏡
📢 Rich people don’t work harder—they move their money smarter.
🔗 Action Item: Read 📖 “The Richest Man in Babylon” by George S. Clason—it’ll teach you how to handle money like the wealthy.
🚀 Start Now or Stay Broke Forever
The truth hurts: If you keep spending like an idiot, you’ll stay broke forever.
✅ Track your spending
✅ Cut liabilities & invest in assets
✅ Let your investments fund your lifestyle
🔶 Pro Tip: Wealth is built by discipline, not by luck.
🔥 Final Word: The Choice is Yours
You can keep flexing for Instagram, spending your way into lifelong debt… OR
You can take control, redirect your money, and start building real wealth.
Which one are you choosing?
🔗 Action Item: Check out 🎙️ BiggerPockets Podcast—they break down exactly how to start investing with what you have.
🔥 Your Move: Drop a comment below—what’s the dumbest thing you’ve wasted money on? Let’s talk! 💬👇